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A fabulous £5 voucher in your first Topshop Card Statement.

Exclusive seasonal offers including 10% off brand new collections when you use your card.

10% off sale prices during the first week of our Summer and Christmas Sales when you spend on your Topshop Card

Free Delivery on Topshop.com three times a year on card purchases

*Spend £40 and receive 10% off or spend £80 and receive 15% off

Summary Box The information contained in this table summarises the key product features and is not intended to replace any terms and conditions.
APR	• Typical 19.9% APR variable • Rates from 19.9% APR to 24.9% APR depending on individual circumstances
Other interest rates	Introductory Rate	Monthly Rate	Annual Rate
Retail Purchases	N/a	From 1.520% p.m. to 1.874% p.m	From 18.245% p.a. to 22.482% p.a.
Cash Transactions²	N/a	From 2.104% p.m. to 2.130% p.m	From 25.249% p.a. to 25.555% p.a.
Interest Free Period	Interest free period on Retail Purchases applies to the introductory rate period (if any). Otherwise, maximum 56 days on Retail Purchases if you pay your balance in full and on time. Interest free period on Balance Transfers only applies to the introductory rate period (if any). Otherwise, there is no interest free period on Balance Transfers or Cash Transactions.
Interest Charging Information	You will not pay interest on new purchases if you pay your balance in full and on time Otherwise, the period over which interest is charged will be as follows:
		FROM	TO
	Retail Purchases	Date added to Account	Repaid in full
	Cash Transactions	Date added to Account	Repaid in full


Allocation of Payments	If you do not pay off your balance in full, payments we receive will be applied in the following order: Insurance Premiums; Interest, Charges or Fees (other than foreign currency)(in that order) Balance Transfers (those with lower rates being paid first) Retail Purchases (in the order they were added to your account Cash Transactions (those with lower rates being paid first) Buy Now Pay Later Transactions (in the order they were added to your Account) Foreign currency fees will be repaid in the same order set out above as the Transaction to which they relate. See the 'Other Financial Information' section of the Credit Agreement' for full details
Minimum repayment	The full balance outstanding if it is less than £4.00, otherwise 4% (minimum £4.00) of the outstanding balance. If you only make the minimum payment it will take longer and cost more to clear your balance.
Amount of Credit	Minimum credit limit of		£100
Amount of Credit	Maximum credit limit		Subject to Status
Fees	• No annual fee
Charges	Introductory Rate Balance Transfers		N/A
	Special Transactions Balance Transfers – we will tell you the amount of the fee when offering these to you.
	Cash Transactions		3% (minimum £3.00)
	Paper copies of statements		£3.00
	Overseas Transactions (including Cash Transactions)		2.75%
	For further details, please refer to Credit Agreement Additional Conditions
Default Charges]	Late Payment Fee		£12.00
	Administration Fee for returned cheques or direct debits		£12.00
	Over limit fee		£12.00
	Trace Fee		£25.00 (applied if you do not inform us of a change of address and we have to trace you)
	Credit Balance Fee		Up to £10 (applied if you have a credit balance on your Account for three consecutive months)

²Where permitted on the account

No Quibble Guarantee®

In the unlikely event that you are not totally satisfied with your Topshop Card, please call our Customer Services on 0871 522 5252 (calls may be recorded and monitored for quality and security purposes. Calls cost 10p per minute plus network extras.) and take advantage of our No Quibble Guarantee. If you contact us within 60 days of opening your Account and then pay your outstanding balance within 30 days, we will close your Account for you and waive the interest charges and fees (we may require the notification in writing). This guarantee is in addition to and does not affect any statutory rights that you may have.

Credit is subject to status to UK residents aged 18 years and over. Credit provided by Santander Cards UK Limited, 2 Triton Square, Regent's Place, London NW1 3AN Registered in England and Wales. Registered Number 1456283. Retailer is Topshop Limited, Registered in England, Company No. 237511. Registered address: Colgrave house, 70 Berners Street, London W1T 3NL.

Summary Box

• Typical 19.9% APR variable